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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,748 | $97,289-43.7% | $92,805-41.0% | $155,188-64.7% |
| Participation rate | 100.0% | 84.2%+15.8pp | 83.5%+16.5pp | 80.8%+19.2pp |
| Annual return | 7.22% | 29.03%-21.8pp | 31.59%-24.4pp | 148.84%-141.6pp |
| Employer contribution / active EE | $6,073 | $3,632+67.2% | $3,424+77.4% | $4,248+43.0% |
| Participant deferral / active EE | $7,591 | $8,795-13.7% | $8,448-10.1% | $6,531+16.2% |
| Admin fee / account holder | $22,021 | $12,015+83.3% | $10,911+101.8% | $14,480+52.1% |