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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,748 | $102,609-46.6% | $98,090-44.2% | $138,895-60.6% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 7.22% | 36.44%-29.2pp | 37.05%-29.8pp | 145.39%-138.2pp |
| Employer contribution / active EE | $6,073 | $3,867+57.0% | $3,606+68.4% | $4,194+44.8% |
| Participant deferral / active EE | $7,591 | $8,167-7.1% | $7,845-3.2% | $6,396+18.7% |
| Admin fee / account holder | $22,021 | $11,434+92.6% | $11,815+86.4% | $12,562+75.3% |