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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,436 | $169,356-98.6% | $129,406-98.1% | $145,897-98.3% |
| Participation rate | 79.2% | 76.5%+2.7pp | 69.6%+9.5pp | 80.3%-1.1pp |
| Annual return | 18.64% | 14418.62%-14400.0pp | 9468.18%-9449.5pp | 552.29%-533.6pp |
| Employer contribution / active EE | $472 | $5,542-91.5% | $4,155-88.6% | $4,663-89.9% |
| Participant deferral / active EE | $1,435 | $4,987-71.2% | $4,167-65.6% | $6,689-78.5% |
| Admin fee / account holder | $1,196 | $9,915-87.9% | $7,689-84.4% | $13,390-91.1% |