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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,838 | $52,353-94.6% | $120,225-97.6% | $82,448-96.6% |
| Participation rate | 84.6% | 58.3%+26.3pp | 69.6%+15.0pp | 68.1%+16.5pp |
| Annual return | 28.33% | 61.85%-33.5pp | 439.23%-410.9pp | 41.64%-13.3pp |
| Employer contribution / active EE | $236 | $1,510-84.4% | $3,475-93.2% | $2,551-90.8% |
| Participant deferral / active EE | $1,759 | $2,627-33.0% | $3,999-56.0% | $4,139-57.5% |
| Admin fee / account holder | $1,127 | $4,363-74.2% | $5,696-80.2% | $7,234-84.4% |