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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,965 | $183,592-72.8% | $155,567-67.9% | $145,959-65.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.32% | 61.24%-43.9pp | 64.74%-47.4pp | 561.95%-544.6pp |
| Employer contribution / active EE | $14,060 | $5,315+164.5% | $4,674+200.8% | $4,661+201.7% |
| Participant deferral / active EE | $7,546 | $6,464+16.7% | $5,628+34.1% | $6,689+12.8% |
| Admin fee / account holder | $1,511 | $19,318-92.2% | $15,916-90.5% | $13,398-88.7% |