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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,233 | $201,344-22.4% | $184,243-15.2% | $145,877+7.1% |
| Participation rate | 75.0% | 87.5%-12.5pp | 86.8%-11.8pp | 80.3%-5.3pp |
| Annual return | 9.55% | 29.01%-19.5pp | 28.82%-19.3pp | 551.28%-541.7pp |
| Employer contribution / active EE | $3,332 | $7,022-52.6% | $6,427-48.2% | $4,663-28.5% |
| Participant deferral / active EE | $14,920 | $9,807+52.1% | $9,132+63.4% | $6,691+123.0% |
| Admin fee / account holder | $80,000 | $16,382+388.3% | $13,914+475.0% | $13,402+496.9% |