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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $19,437 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $2,957 |
AMERICAN FUNDS2+ years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 64 · EIN 82-4555287 | Recordkeeping Fees | $1,025 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,182 | $62,146+43.5% | $81,438+9.5% | $74,546+19.6% |
| Participation rate | 66.0% | 64.1%+2.0pp | 69.5%-3.5pp | 67.2%-1.2pp |
| Annual return | 16.02% | 16.49%-0.5pp | 24.74%-8.7pp | 1366.03%-1350.0pp |
| Employer contribution / active EE | $2,090 | $1,883+11.0% | $2,460-15.0% | $2,624-20.4% |
| Participant deferral / active EE | $5,818 | $3,229+80.2% | $3,883+49.8% | $4,347+33.8% |
| Admin fee / account holder | $164 | $1,922-91.4% | $5,764-97.1% | $1,944-91.5% |