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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,676 | $201,370+20.5% | $184,256+31.7% | $145,897+66.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 10.99% | 29.05%-18.1pp | 28.85%-17.9pp | 552.29%-541.3pp |
| Employer contribution / active EE | $46,000 | $7,024+554.9% | $6,427+615.7% | $4,663+886.6% |
| Participant deferral / active EE | $22,737 | $9,808+131.8% | $9,133+149.0% | $6,689+239.9% |
| Admin fee / account holder | $3,699 | $16,364-77.4% | $13,899-73.4% | $13,390-72.4% |