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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,698 | $160,028-78.3% | $147,080-76.4% | $145,884-76.2% |
| Participation rate | 86.7% | 84.0%+2.6pp | 82.2%+4.5pp | 80.3%+6.4pp |
| Annual return | 37.53% | 98.60%-61.1pp | 420.17%-382.6pp | 551.85%-514.3pp |
| Employer contribution / active EE | $2,513 | $5,286-52.5% | $4,933-49.1% | $4,662-46.1% |
| Participant deferral / active EE | $12,050 | $8,422+43.1% | $8,066+49.4% | $6,690+80.1% |
| Admin fee / account holder | $2,200 | $15,030-85.4% | $12,989-83.1% | $13,392-83.6% |