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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $990 | $174,018-99.4% | $136,833-99.3% | $198,609-99.5% |
| Participation rate | 100.0% | 65.1%+34.9pp | 59.0%+41.0pp | 82.4%+17.6pp |
| Annual return | 8.18% | 35.16%-27.0pp | 35.32%-27.1pp | 202.70%-194.5pp |
| Employer contribution / active EE | $0 | $1,571-100.0% | $1,319-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $787 | $2,873-72.6% | $2,441-67.8% | $6,977-88.7% |
| Admin fee / account holder | $474 | $5,434-91.3% | $4,706-89.9% | $19,030-97.5% |