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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,150 | $157,829-89.1% | $136,867-87.5% | $198,609-91.4% |
| Participation rate | 83.3% | 77.2%+6.2pp | 74.5%+8.8pp | 82.4%+1.0pp |
| Annual return | 44.51% | 51.25%-6.7pp | 42.97%+1.5pp | 202.70%-158.2pp |
| Employer contribution / active EE | $2,876 | $3,923-26.7% | $3,547-18.9% | $5,055-43.1% |
| Participant deferral / active EE | $11,339 | $5,463+107.6% | $4,924+130.3% | $6,977+62.5% |
| Admin fee / account holder | $575 | $11,107-94.8% | $10,340-94.4% | $19,030-97.0% |