Retirement plan

CERTAINTY OF UNCERTAINTY 401(K) PLAN

Name: CERTAINTY OF UNCERTAINTY, LLC - CERTAINTY OF UNCERTAINTY 401(K) PLAN (2024) Form 5500
Creator: CERTAINTY OF UNCERTAINTY, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CERTAINTY OF UNCERTAINTY 401(K) PLAN, CERTAINTY OF UNCERTAINTY, LLC

CERTAINTY OF UNCERTAINTY, LLCEIN 87-4034317Plan #001PY 2024

1174 VETERANS HWY - HAUPPAUGE, NY 117884459631-770-0335

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$7.6M

+64.1% from 2023

Total participants

185

+38.1% from 2023

Average account balance

$51,779

+16.9% from 2023

Annual return

33.03%

+3.83 pp from 2023

Benchmarks

See 2,180 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants100-249

Cohort2,180 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.56M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$52K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

146

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

90.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.69M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+33.03%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1754

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$256K

$1590 / participant

Other / not subdivided$256K100.0%

% of EOY assets

3.387%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$51,779

$122,239-57.6%

$184,200-71.9%

$74,546-30.5%

Participation rate

75.8%

85.5%-9.7pp

86.8%-11.1pp

67.2%+8.6pp

Annual return

33.03%

19.95%+13.1pp

28.80%+4.2pp

1366.03%-1333.0pp

Employer contribution / active EE

$3,323

$4,537-26.8%

$6,424-48.3%

$2,624+26.6%

Participant deferral / active EE

$7,145

$7,139+0.1%

$9,132-21.8%

$4,347+64.4%

Admin fee / account holder

$1,754

$1,260+39.2%

$13,907-87.4%

$1,944-9.8%

CERTAINTY OF UNCERTAINTY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CERTAINTY OF UNCERTAINTY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion