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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,707 | $160,070-80.8% | $147,117-79.1% | $145,897-79.0% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.2%-4.4pp | 80.3%-2.5pp |
| Annual return | 20.57% | 98.69%-78.1pp | 420.54%-400.0pp | 552.29%-531.7pp |
| Employer contribution / active EE | $0 | $5,285-100.0% | $4,932-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $16,879 | $8,419+100.5% | $8,065+109.3% | $6,689+152.3% |
| Admin fee / account holder | $7,009 | $15,035-53.4% | $12,993-46.1% | $13,390-47.7% |