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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,474 | $160,040-44.7% | $147,096-39.9% | $145,877-39.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 43.10% | 98.49%-55.4pp | 419.75%-376.7pp | 551.28%-508.2pp |
| Employer contribution / active EE | $6,543 | $5,289+23.7% | $4,936+32.6% | $4,663+40.3% |
| Participant deferral / active EE | $12,355 | $8,429+46.6% | $8,071+53.1% | $6,691+84.7% |
| Admin fee / account holder | $2,326 | $15,050-84.5% | $13,005-82.1% | $13,402-82.6% |