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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,606 | $160,028-66.5% | $147,080-63.6% | $145,884-63.3% |
| Participation rate | 72.7% | 84.0%-11.3pp | 82.2%-9.5pp | 80.3%-7.6pp |
| Annual return | 20.91% | 98.60%-77.7pp | 420.17%-399.3pp | 551.85%-530.9pp |
| Employer contribution / active EE | $3,218 | $5,286-39.1% | $4,933-34.8% | $4,662-31.0% |
| Participant deferral / active EE | $12,703 | $8,422+50.8% | $8,066+57.5% | $6,690+89.9% |
| Admin fee / account holder | $360 | $15,030-97.6% | $12,989-97.2% | $13,392-97.3% |