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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,782 | $154,228-91.7% | $145,433-91.2% | $137,256-90.7% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 36.84% | 74.59%-37.7pp | 66.58%-29.7pp | 220.34%-183.5pp |
| Employer contribution / active EE | $0 | $4,804-100.0% | $4,554-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $4,206 | $8,216-48.8% | $7,897-46.7% | $6,407-34.3% |
| Admin fee / account holder | $6,734 | $14,344-53.1% | $13,129-48.7% | $12,270-45.1% |