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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,962 | $76,519-75.2% | $56,025-66.2% | $145,897-87.0% |
| Participation rate | 35.0% | 63.2%-28.2pp | 52.5%-17.5pp | 80.3%-45.3pp |
| Annual return | 36.00% | 3017.03%-2981.0pp | 1712.69%-1676.7pp | 552.29%-516.3pp |
| Employer contribution / active EE | $731 | $1,383-47.2% | $1,042-29.8% | $4,663-84.3% |
| Participant deferral / active EE | $2,292 | $2,624-12.7% | $1,955+17.2% | $6,689-65.7% |
| Admin fee / account holder | $424 | $3,331-87.3% | $2,828-85.0% | $13,390-96.8% |