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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,962 | $76,608-75.2% | $56,077-66.2% | $145,877-87.0% |
| Participation rate | 35.0% | 63.2%-28.2pp | 52.5%-17.5pp | 80.3%-45.3pp |
| Annual return | 36.00% | 3009.59%-2973.6pp | 1709.28%-1673.3pp | 551.28%-515.3pp |
| Employer contribution / active EE | $731 | $1,382-47.1% | $1,040-29.8% | $4,663-84.3% |
| Participant deferral / active EE | $2,292 | $2,624-12.7% | $1,954+17.3% | $6,691-65.7% |
| Admin fee / account holder | $424 | $3,325-87.2% | $2,825-85.0% | $13,402-96.8% |