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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,518 | $172,111-62.5% | $150,298-57.1% | $137,256-53.0% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | -0.32% | 69.37%-69.7pp | 62.79%-63.1pp | 220.34%-220.7pp |
| Employer contribution / active EE | $11,818 | $4,636+154.9% | $4,154+184.5% | $4,156+184.4% |
| Participant deferral / active EE | $28,500 | $6,166+362.2% | $5,453+422.7% | $6,407+344.8% |
| Admin fee / account holder | $31,333 | $16,471+90.2% | $14,116+122.0% | $12,270+155.4% |