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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,205 | $185,312-83.2% | $161,489-80.7% | $154,746-79.8% |
| Participation rate | 58.8% | 82.5%-23.6pp | 78.7%-19.9pp | 80.7%-21.9pp |
| Annual return | 16.99% | 103.84%-86.9pp | 89.72%-72.7pp | 172.34%-155.3pp |
| Employer contribution / active EE | $5,444 | $4,769+14.2% | $4,268+27.5% | $4,379+24.3% |
| Participant deferral / active EE | $4,964 | $6,350-21.8% | $5,630-11.8% | $6,730-26.2% |
| Admin fee / account holder | $1,091 | $18,654-94.1% | $16,006-93.2% | $14,365-92.4% |