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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,319 | $101,795-74.1% | $165,100-84.1% | $80,959-67.5% |
| Participation rate | 98.2% | 71.8%+26.4pp | 78.6%+19.6pp | 67.7%+30.5pp |
| Annual return | 40.38% | 16.73%+23.7pp | 70.21%-29.8pp | 35.67%+4.7pp |
| Employer contribution / active EE | $13,415 | $2,954+354.2% | $4,348+208.5% | $2,757+386.6% |
| Participant deferral / active EE | $7,531 | $4,476+68.2% | $6,035+24.8% | $4,300+75.1% |
| Admin fee / account holder | $731 | $8,221-91.1% | $12,696-94.2% | $6,925-89.4% |