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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,298 | $100,279-72.8% | $81,353-66.4% | $145,884-81.3% |
| Participation rate | 71.4% | 74.3%-2.8pp | 69.5%+1.9pp | 80.3%-8.9pp |
| Annual return | 10.59% | 34.49%-23.9pp | 24.82%-14.2pp | 551.85%-541.3pp |
| Employer contribution / active EE | $0 | $2,979-100.0% | $2,464-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,421 | $4,611-69.2% | $3,885-63.4% | $6,690-78.8% |
| Admin fee / account holder | $15,280 | $8,206+86.2% | $5,766+165.0% | $13,392+14.1% |