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| Provider | Service type | Compensation |
|---|---|---|
KESTRA INVESTMENT SERVICES LLC2+ years Service code 27 · EIN 35-2552359 | Advisory (Plan) | $50,000 |
Service code 37 · EIN 04-2647786 | Loan Processing | $32,893 |
ADEPTUS PARTNERS LLC1 year Filed as: ADEPTUS PARTNERS, LLC Service code 10 3311 OLNEY SANDY SPRING RD · OLNEY, MD 20832 | Accounting | $9,500 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,595 | $106,247+25.7% | $147,096-9.2% | $77,714+71.9% |
| Participation rate | 89.6% | 78.4%+11.2pp | 82.2%+7.4pp | 70.6%+19.0pp |
| Annual return | 12.79% | 56.87%-44.1pp | 419.75%-407.0pp | 31.26%-18.5pp |
| Employer contribution / active EE | $2,154 | $4,069-47.1% | $4,936-56.4% | $2,727-21.0% |
| Participant deferral / active EE | $8,428 | $7,996+5.4% | $8,071+4.4% | $4,649+81.3% |
| Admin fee / account holder | $261 | $338-22.8% | $13,005-98.0% | $433-39.8% |