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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,859 | $177,156-43.6% | $147,027-32.1% | $154,746-35.5% |
| Participation rate | 33.3% | 79.4%-46.0pp | 73.7%-40.4pp | 80.7%-47.4pp |
| Annual return | 24.07% | 21.94%+2.1pp | 20.23%+3.8pp | 172.34%-148.3pp |
| Employer contribution / active EE | $933 | $4,336-78.5% | $3,626-74.3% | $4,379-78.7% |
| Participant deferral / active EE | $7,833 | $5,797+35.1% | $4,933+58.8% | $6,730+16.4% |
| Admin fee / account holder | $20 | $14,904-99.9% | $12,223-99.8% | $14,365-99.9% |