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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,859 | $161,352-38.1% | $134,172-25.6% | $137,256-27.2% |
| Participation rate | 33.3% | 78.3%-45.0pp | 72.5%-39.1pp | 80.0%-46.6pp |
| Annual return | 24.07% | 28.72%-4.6pp | 25.30%-1.2pp | 220.34%-196.3pp |
| Employer contribution / active EE | $933 | $4,099-77.2% | $3,420-72.7% | $4,156-77.5% |
| Participant deferral / active EE | $7,833 | $5,552+41.1% | $4,690+67.0% | $6,407+22.3% |
| Admin fee / account holder | $20 | $15,028-99.9% | $12,016-99.8% | $12,270-99.8% |