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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,070 | $90,530-74.5% | $76,030-69.7% | $145,897-84.2% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 30.99% | 625.08%-594.1pp | 361.54%-330.5pp | 552.29%-521.3pp |
| Employer contribution / active EE | $2,339 | $3,319-29.5% | $2,688-13.0% | $4,663-49.8% |
| Participant deferral / active EE | $10,796 | $5,164+109.0% | $4,257+153.6% | $6,689+61.4% |
| Admin fee / account holder | $1,470 | $8,383-82.5% | $6,421-77.1% | $13,390-89.0% |