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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,510 | $124,425-78.7% | $112,040-76.3% | $137,256-80.7% |
| Participation rate | 78.9% | 79.3%-0.4pp | 76.5%+2.5pp | 80.0%-1.0pp |
| Annual return | 7.82% | 24.72%-16.9pp | 24.52%-16.7pp | 220.34%-212.5pp |
| Employer contribution / active EE | $933 | $3,411-72.6% | $2,954-68.4% | $4,156-77.5% |
| Participant deferral / active EE | $2,611 | $5,718-54.3% | $5,098-48.8% | $6,407-59.2% |
| Admin fee / account holder | $27,878 | $15,207+83.3% | $12,098+130.4% | $12,270+127.2% |