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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,025 | $94,439-96.8% | $73,658-95.9% | $154,746-98.0% |
| Participation rate | 57.1% | 64.7%-7.5pp | 57.0%+0.1pp | 80.7%-23.6pp |
| Annual return | 22.50% | 28.25%-5.7pp | 29.72%-7.2pp | 172.34%-149.8pp |
| Employer contribution / active EE | $569 | $1,257-54.7% | $1,032-44.8% | $4,379-87.0% |
| Participant deferral / active EE | $689 | $2,527-72.7% | $2,062-66.6% | $6,730-89.8% |
| Admin fee / account holder | $315 | $3,843-91.8% | $3,357-90.6% | $14,365-97.8% |