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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,384 | $136,860-88.0% | $120,344-86.4% | $154,746-89.4% |
| Participation rate | 92.3% | 79.9%+12.4pp | 76.7%+15.6pp | 80.7%+11.6pp |
| Annual return | 19.66% | 21.38%-1.7pp | 20.30%-0.6pp | 172.34%-152.7pp |
| Employer contribution / active EE | $1,657 | $3,533-53.1% | $3,020-45.1% | $4,379-62.2% |
| Participant deferral / active EE | $4,504 | $5,793-22.3% | $5,135-12.3% | $6,730-33.1% |
| Admin fee / account holder | $1,955 | $15,393-87.3% | $12,742-84.7% | $14,365-86.4% |