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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,384 | $124,425-86.8% | $112,040-85.4% | $137,256-88.1% |
| Participation rate | 92.3% | 79.3%+13.0pp | 76.5%+15.8pp | 80.0%+12.3pp |
| Annual return | 19.66% | 24.72%-5.1pp | 24.52%-4.9pp | 220.34%-200.7pp |
| Employer contribution / active EE | $1,657 | $3,411-51.4% | $2,954-43.9% | $4,156-60.1% |
| Participant deferral / active EE | $4,504 | $5,718-21.2% | $5,098-11.7% | $6,407-29.7% |
| Admin fee / account holder | $1,955 | $15,207-87.1% | $12,098-83.8% | $12,270-84.1% |