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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,824 | $96,236-75.2% | $133,698-82.2% | $80,959-70.6% |
| Participation rate | 25.6% | 71.2%-45.6pp | 76.4%-50.8pp | 67.7%-42.0pp |
| Annual return | 11.30% | 28.74%-17.4pp | 580.90%-569.6pp | 35.67%-24.4pp |
| Employer contribution / active EE | $993 | $3,350-70.3% | $4,218-76.4% | $2,757-64.0% |
| Participant deferral / active EE | $2,518 | $5,709-55.9% | $7,016-64.1% | $4,300-41.4% |
| Admin fee / account holder | $3,599 | $8,250-56.4% | $6,703-46.3% | $6,925-48.0% |