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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,619 | $29,319-63.8% | $52,425-79.7% | $82,448-87.1% |
| Participation rate | 75.0% | 46.9%+28.1pp | 55.6%+19.4pp | 68.1%+6.9pp |
| Annual return | 23.12% | 535.20%-512.1pp | 302.12%-279.0pp | 41.64%-18.5pp |
| Employer contribution / active EE | $892 | $586+52.1% | $914-2.5% | $2,551-65.0% |
| Participant deferral / active EE | $2,618 | $1,171+123.5% | $1,790+46.2% | $4,139-36.7% |
| Admin fee / account holder | $787 | $1,962-59.9% | $2,495-68.5% | $7,234-89.1% |