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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,691 | $76,608-49.5% | $56,077-31.0% | $145,877-73.5% |
| Participation rate | 41.2% | 63.2%-22.1pp | 52.5%-11.3pp | 80.3%-39.1pp |
| Annual return | 14.99% | 3009.59%-2994.6pp | 1709.28%-1694.3pp | 551.28%-536.3pp |
| Employer contribution / active EE | $1,132 | $1,382-18.1% | $1,040+8.8% | $4,663-75.7% |
| Participant deferral / active EE | $1,565 | $2,624-40.4% | $1,954-19.9% | $6,691-76.6% |
| Admin fee / account holder | $1,539 | $3,325-53.7% | $2,825-45.5% | $13,402-88.5% |