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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,691 | $76,519-49.4% | $56,025-30.9% | $145,897-73.5% |
| Participation rate | 41.2% | 63.2%-22.1pp | 52.5%-11.3pp | 80.3%-39.1pp |
| Annual return | 14.99% | 3017.03%-3002.0pp | 1712.69%-1697.7pp | 552.29%-537.3pp |
| Employer contribution / active EE | $1,132 | $1,383-18.2% | $1,042+8.7% | $4,663-75.7% |
| Participant deferral / active EE | $1,565 | $2,624-40.4% | $1,955-19.9% | $6,689-76.6% |
| Admin fee / account holder | $1,539 | $3,331-53.8% | $2,828-45.6% | $13,390-88.5% |