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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,698 | $154,228-27.6% | $145,433-23.2% | $137,256-18.6% |
| Participation rate | 84.6% | 83.8%+0.8pp | 82.1%+2.5pp | 80.0%+4.7pp |
| Annual return | 16.92% | 74.59%-57.7pp | 66.58%-49.7pp | 220.34%-203.4pp |
| Employer contribution / active EE | $3,432 | $4,804-28.6% | $4,554-24.6% | $4,156-17.4% |
| Participant deferral / active EE | $5,065 | $8,216-38.4% | $7,897-35.9% | $6,407-20.9% |
| Admin fee / account holder | $721 | $14,344-95.0% | $13,129-94.5% | $12,270-94.1% |