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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,466 | $72,071+0.5% | $68,368+6.0% | $137,256-47.2% |
| Participation rate | 75.0% | 76.2%-1.2pp | 73.8%+1.2pp | 80.0%-5.0pp |
| Annual return | 27.48% | 353.14%-325.7pp | 292.57%-265.1pp | 220.34%-192.9pp |
| Employer contribution / active EE | $3,972 | $2,788+42.5% | $2,649+49.9% | $4,156-4.4% |
| Participant deferral / active EE | $11,996 | $4,410+172.0% | $4,123+191.0% | $6,407+87.2% |
| Admin fee / account holder | $302 | $5,336-94.3% | $5,150-94.1% | $12,270-97.5% |