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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,505 | $154,228+181.7% | $145,433+198.8% | $137,256+216.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.26% | 74.59%-60.3pp | 66.58%-52.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $5,325 | $4,804+10.9% | $4,554+16.9% | $4,156+28.1% |
| Participant deferral / active EE | $14,716 | $8,216+79.1% | $7,897+86.3% | $6,407+129.7% |
| Admin fee / account holder | $33,101 | $14,344+130.8% | $13,129+152.1% | $12,270+169.8% |