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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,099 | $111,814-83.8% | $103,378-82.5% | $145,978-87.6% |
| Participation rate | 20.0% | 77.9%-57.9pp | 74.5%-54.5pp | 80.3%-60.3pp |
| Annual return | 23.91% | 24.80%-0.9pp | 24.91%-1.0pp | 550.52%-526.6pp |
| Employer contribution / active EE | $543 | $4,215-87.1% | $3,870-86.0% | $4,662-88.4% |
| Participant deferral / active EE | $2,193 | $5,618-61.0% | $5,058-56.6% | $6,690-67.2% |
| Admin fee / account holder | $87 | $9,764-99.1% | $8,401-99.0% | $13,400-99.3% |