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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,939 | $172,111-4.2% | $150,298+9.7% | $137,256+20.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.17% | 69.37%-54.2pp | 62.79%-47.6pp | 220.34%-205.2pp |
| Employer contribution / active EE | $6,187 | $4,636+33.4% | $4,154+48.9% | $4,156+48.9% |
| Participant deferral / active EE | $7,220 | $6,166+17.1% | $5,453+32.4% | $6,407+12.7% |
| Admin fee / account holder | $14,594 | $16,471-11.4% | $14,116+3.4% | $12,270+18.9% |