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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,627 | $196,972-92.6% | $182,262-92.0% | $198,609-92.6% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 9.26% | 158.27%-149.0pp | 140.60%-131.3pp | 202.70%-193.4pp |
| Employer contribution / active EE | $3,182 | $5,364-40.7% | $5,046-36.9% | $5,055-37.1% |
| Participant deferral / active EE | $7,772 | $8,643-10.1% | $8,276-6.1% | $6,977+11.4% |
| Admin fee / account holder | $30,899 | $18,429+67.7% | $16,712+84.9% | $19,030+62.4% |