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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,926 | $102,382-49.3% | $147,005-64.7% | $80,874-35.8% |
| Participation rate | 83.9% | 75.8%+8.0pp | 82.2%+1.7pp | 67.6%+16.2pp |
| Annual return | 17.78% | 134.89%-117.1pp | 418.76%-401.0pp | 35.62%-17.8pp |
| Employer contribution / active EE | $4,632 | $3,715+24.7% | $4,934-6.1% | $2,756+68.1% |
| Participant deferral / active EE | $8,565 | $6,646+28.9% | $8,070+6.1% | $4,297+99.3% |
| Admin fee / account holder | $3,403 | $7,942-57.2% | $13,006-73.8% | $6,935-50.9% |