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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,168 | $166,242-84.3% | $165,071-84.1% | $145,884-82.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.17% | 100.44%-87.3pp | 70.17%-57.0pp | 551.85%-538.7pp |
| Employer contribution / active EE | $3,279 | $5,283-37.9% | $4,347-24.6% | $4,662-29.7% |
| Participant deferral / active EE | $6,775 | $6,964-2.7% | $6,035+12.3% | $6,690+1.3% |
| Admin fee / account holder | $2,765 | $16,658-83.4% | $12,695-78.2% | $13,392-79.4% |