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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,279 | $155,555-27.8% | $146,866-23.5% | $155,188-27.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 16.60% | 115.41%-98.8pp | 102.85%-86.3pp | 148.84%-132.2pp |
| Employer contribution / active EE | $4,141 | $4,647-10.9% | $4,425-6.4% | $4,248-2.5% |
| Participant deferral / active EE | $11,014 | $8,044+36.9% | $7,759+41.9% | $6,531+68.6% |
| Admin fee / account holder | $8,541 | $14,755-42.1% | $13,620-37.3% | $14,480-41.0% |