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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,491 | $185,312-79.2% | $161,489-76.2% | $154,746-75.1% |
| Participation rate | 84.6% | 82.5%+2.2pp | 78.7%+5.9pp | 80.7%+3.9pp |
| Annual return | 14.53% | 103.84%-89.3pp | 89.72%-75.2pp | 172.34%-157.8pp |
| Employer contribution / active EE | $1,525 | $4,769-68.0% | $4,268-64.3% | $4,379-65.2% |
| Participant deferral / active EE | $4,265 | $6,350-32.8% | $5,630-24.2% | $6,730-36.6% |
| Admin fee / account holder | $2,758 | $18,654-85.2% | $16,006-82.8% | $14,365-80.8% |