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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,703 | $167,030-96.6% | $135,768-95.8% | $155,188-96.3% |
| Participation rate | 42.9% | 76.2%-33.3pp | 71.1%-28.2pp | 80.8%-37.9pp |
| Annual return | 20.05% | 678.39%-658.3pp | 526.10%-506.0pp | 148.84%-128.8pp |
| Employer contribution / active EE | $1,312 | $4,132-68.3% | $3,394-61.3% | $4,248-69.1% |
| Participant deferral / active EE | $1,569 | $4,528-65.3% | $3,977-60.6% | $6,531-76.0% |
| Admin fee / account holder | $364 | $8,172-95.5% | $7,048-94.8% | $14,480-97.5% |