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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,985 | $139,948-82.1% | $121,663-79.5% | $154,746-83.9% |
| Participation rate | 90.5% | 78.0%+12.5pp | 74.5%+16.0pp | 80.7%+9.8pp |
| Annual return | 28.48% | 230.52%-202.0pp | 147.54%-119.1pp | 172.34%-143.9pp |
| Employer contribution / active EE | $0 | $3,521-100.0% | $3,020-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $14,419 | $5,629+156.2% | $4,887+195.0% | $6,730+114.2% |
| Admin fee / account holder | $5,259 | $17,321-69.6% | $14,289-63.2% | $14,365-63.4% |