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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,500 | $211,105-78.9% | $178,449-75.1% | $145,978-69.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 24.32% | 30.19%-5.9pp | 27.09%-2.8pp | 550.52%-526.2pp |
| Employer contribution / active EE | $5,869 | $4,569+28.5% | $3,951+48.5% | $4,662+25.9% |
| Participant deferral / active EE | $12,009 | $6,959+72.6% | $6,277+91.3% | $6,690+79.5% |
| Admin fee / account holder | $3,322 | $12,017-72.4% | $10,362-67.9% | $13,400-75.2% |