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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,500 | $211,288-78.9% | $178,540-75.1% | $145,884-69.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 24.32% | 30.27%-6.0pp | 27.15%-2.8pp | 551.85%-527.5pp |
| Employer contribution / active EE | $5,869 | $4,574+28.3% | $3,953+48.5% | $4,662+25.9% |
| Participant deferral / active EE | $12,009 | $6,967+72.4% | $6,281+91.2% | $6,690+79.5% |
| Admin fee / account holder | $3,322 | $12,105-72.6% | $10,424-68.1% | $13,392-75.2% |