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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,542 | $108,882-65.5% | $96,754-61.2% | $154,746-75.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 22.48% | 98.39%-75.9pp | 82.04%-59.6pp | 172.34%-149.9pp |
| Employer contribution / active EE | $2,136 | $3,018-29.2% | $2,679-20.3% | $4,379-51.2% |
| Participant deferral / active EE | $5,316 | $5,323-0.1% | $4,758+11.7% | $6,730-21.0% |
| Admin fee / account holder | $1,798 | $10,200-82.4% | $8,905-79.8% | $14,365-87.5% |