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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,300 | $106,864+11.6% | $147,318-19.0% | $82,637+44.4% |
| Participation rate | 87.0% | 75.5%+11.5pp | 82.1%+5.0pp | 68.1%+19.0pp |
| Annual return | 18.56% | 27.49%-8.9pp | 70.43%-51.9pp | 53.51%-34.9pp |
| Employer contribution / active EE | $4,824 | $3,417+41.2% | $4,593+5.0% | $2,552+89.0% |
| Participant deferral / active EE | $12,819 | $6,496+97.3% | $7,906+62.1% | $4,126+210.7% |
| Admin fee / account holder | $7,716 | $8,415-8.3% | $13,708-43.7% | $7,339+5.1% |