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More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,562 | $102,429+37.2% | $147,096-4.4% | $80,925+73.7% |
| Participation rate | 74.5% | 75.9%-1.4pp | 82.2%-7.7pp | 67.7%+6.8pp |
| Annual return | 14.88% | 135.02%-120.1pp | 419.75%-404.9pp | 35.65%-20.8pp |
| Employer contribution / active EE | $2,125 | $3,716-42.8% | $4,936-56.9% | $2,756-22.9% |
| Participant deferral / active EE | $8,311 | $6,649+25.0% | $8,071+3.0% | $4,299+93.3% |
| Admin fee / account holder | $109 | $7,957-98.6% | $13,005-99.2% | $6,940-98.4% |