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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,375 | $172,111-87.0% | $150,298-85.1% | $137,256-83.7% |
| Participation rate | 50.0% | 81.7%-31.7pp | 77.8%-27.8pp | 80.0%-30.0pp |
| Annual return | 9.71% | 69.37%-59.7pp | 62.79%-53.1pp | 220.34%-210.6pp |
| Employer contribution / active EE | $993 | $4,636-78.6% | $4,154-76.1% | $4,156-76.1% |
| Participant deferral / active EE | $1,916 | $6,166-68.9% | $5,453-64.9% | $6,407-70.1% |
| Admin fee / account holder | $160 | $16,471-99.0% | $14,116-98.9% | $12,270-98.7% |