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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,974 | $76,407-81.7% | $150,298-90.7% | $82,448-83.1% |
| Participation rate | 94.8% | 66.4%+28.4pp | 77.8%+17.1pp | 68.1%+26.8pp |
| Annual return | 29.55% | 39.99%-10.4pp | 62.79%-33.2pp | 41.64%-12.1pp |
| Employer contribution / active EE | $2,348 | $2,614-10.2% | $4,154-43.5% | $2,551-8.0% |
| Participant deferral / active EE | $5,906 | $3,214+83.7% | $5,453+8.3% | $4,139+42.7% |
| Admin fee / account holder | $2,505 | $6,352-60.6% | $14,116-82.3% | $7,234-65.4% |