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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,974 | $78,690-82.2% | $161,489-91.3% | $87,485-84.0% |
| Participation rate | 94.8% | 67.5%+27.4pp | 78.7%+16.1pp | 68.9%+25.9pp |
| Annual return | 29.55% | 32.74%-3.2pp | 89.72%-60.2pp | 26.06%+3.5pp |
| Employer contribution / active EE | $2,348 | $2,588-9.3% | $4,268-45.0% | $2,596-9.6% |
| Participant deferral / active EE | $5,906 | $3,311+78.4% | $5,630+4.9% | $4,274+38.2% |
| Admin fee / account holder | $2,505 | $6,724-62.7% | $16,006-84.3% | $7,775-67.8% |