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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,603 | $162,136-79.9% | $152,301-78.6% | $154,746-78.9% |
| Participation rate | 65.0% | 84.1%-19.1pp | 82.4%-17.4pp | 80.7%-15.7pp |
| Annual return | 49.29% | 91.02%-41.7pp | 80.50%-31.2pp | 172.34%-123.0pp |
| Employer contribution / active EE | $2,600 | $4,890-46.8% | $4,624-43.8% | $4,379-40.6% |
| Participant deferral / active EE | $5,259 | $8,341-37.0% | $8,004-34.3% | $6,730-21.9% |
| Admin fee / account holder | $54 | $15,759-99.7% | $14,398-99.6% | $14,365-99.6% |