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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,603 | $196,972-83.4% | $182,262-82.1% | $198,609-83.6% |
| Participation rate | 65.0% | 85.7%-20.7pp | 84.2%-19.2pp | 82.4%-17.4pp |
| Annual return | 49.29% | 158.27%-109.0pp | 140.60%-91.3pp | 202.70%-153.4pp |
| Employer contribution / active EE | $2,600 | $5,364-51.5% | $5,046-48.5% | $5,055-48.6% |
| Participant deferral / active EE | $5,259 | $8,643-39.2% | $8,276-36.5% | $6,977-24.6% |
| Admin fee / account holder | $54 | $18,429-99.7% | $16,712-99.7% | $19,030-99.7% |