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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,055 | $162,136-61.7% | $152,301-59.3% | $154,746-59.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 13.26% | 91.02%-77.8pp | 80.50%-67.2pp | 172.34%-159.1pp |
| Employer contribution / active EE | $10,092 | $4,890+106.4% | $4,624+118.2% | $4,379+130.5% |
| Participant deferral / active EE | $12,091 | $8,341+45.0% | $8,004+51.1% | $6,730+79.7% |
| Admin fee / account holder | $1,113 | $15,759-92.9% | $14,398-92.3% | $14,365-92.3% |