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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,919 | $178,174-52.9% | $156,181-46.3% | $137,256-38.9% |
| Participation rate | 71.4% | 82.0%-10.6pp | 78.8%-7.4pp | 80.0%-8.5pp |
| Annual return | 51.18% | 84.19%-33.0pp | 64.87%-13.7pp | 220.34%-169.2pp |
| Employer contribution / active EE | $11,906 | $4,972+139.5% | $4,294+177.3% | $4,156+186.5% |
| Participant deferral / active EE | $8,725 | $6,888+26.7% | $6,132+42.3% | $6,407+36.2% |
| Admin fee / account holder | $329 | $17,404-98.1% | $14,586-97.7% | $12,270-97.3% |