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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,900 | $78,520+296.0% | $96,576+221.9% | $82,448+277.1% |
| Participation rate | 70.4% | 77.7%-7.4pp | 81.4%-11.1pp | 68.1%+2.3pp |
| Annual return | 15.11% | 41.30%-26.2pp | 38.47%-23.4pp | 41.64%-26.5pp |
| Employer contribution / active EE | $0 | $2,630-100.0% | $3,553-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,706 | $6,754-45.1% | $7,956-53.4% | $4,139-10.5% |
| Admin fee / account holder | $12,579 | $13,455-6.5% | $11,381+10.5% | $7,234+73.9% |