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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,900 | $83,061+274.3% | $126,068+146.6% | $94,015+230.7% |
| Participation rate | 70.4% | 81.2%-10.8pp | 84.7%-14.3pp | 70.8%-0.5pp |
| Annual return | 15.11% | 20.41%-5.3pp | 15.01%+0.1pp | 17.84%-2.7pp |
| Employer contribution / active EE | $0 | $2,864-100.0% | $3,968-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $3,706 | $7,042-47.4% | $8,214-54.9% | $4,249-12.8% |
| Admin fee / account holder | $12,579 | $7,208+74.5% | $18,264-31.1% | $8,951+40.5% |